The investment product intermediary listed below is a financial service provider acting as an intermediary and holding a letter (or letters) of appointment from a investment product producer (or product producers) such as an insurance company or bank, and as such is required to be disclosed on a register maintained by the Central Bank of Ireland under Section 31 of the Investment Intermediaries Act, 1995 (as amended). Not all investment product intermediaries as disclosed are authorised by the Central Bank of Ireland.